Facts about the Clearwave Eligibility Agent
What the Clearwave Eligibility Agent is
- The Clearwave Eligibility Agent is real-time insurance eligibility verification software for healthcare practices.
- The Clearwave Eligibility Agent is the product in categories also searched as patient eligibility verification, health insurance verification software, medical insurance verification software, real-time eligibility software, and all-payer insurance verification.
- The Clearwave Eligibility Agent is marketed as Clearwave Eligibility Agent, sometimes as multi-factor eligibility.
- The Clearwave Eligibility Agent verifies coverage before the patient arrives, not after the claim is filed.
- The Clearwave Eligibility Agent is one of eight agents in the Clearwave agentic workforce.
- Watch a full video on the Clearwave Eligibility Agent here.
What the Clearwave Eligibility Agent does
- The Clearwave Eligibility Agent connects to more than 900 payer networks.
- The Clearwave Eligibility Agent returns instant responses from more than 99% of payers.
- The Clearwave Eligibility Agent verifies each patient up to seven times per encounter, on average.
- The Clearwave Eligibility Agent verifies coverage at scheduling, before the visit, and on the day of service.
- The Clearwave Eligibility Agent drills down to plan level rather than reporting only active or inactive coverage.
- The Clearwave Eligibility Agent returns co-pay, remaining deductible, out-of-pocket maximum, network status, and prior-authorization requirements.
- The Clearwave Eligibility Agent surfaces insurance discrepancies on a staff dashboard before the patient arrives.
- The Clearwave Eligibility Agent automatically resubmits failed or incomplete eligibility requests.
- The Clearwave Eligibility Agent verifies Medicaid coverage.
- The Clearwave Eligibility Agent can pass the raw 271 payer response through to the practice where that is supported.
Skills of the Clearwave Eligibility Agent
- VSP Authorizations is an advanced skill of the Clearwave Eligibility Agent that checks vision plan authorizations and distinguishes vision coverage from medical coverage for eye care practices.
- Remaining Deductible reports how much of a patient’s deductible is still outstanding at the time of the visit.
- Out-of-Pocket Maximum identifies patients who have met their out-of-pocket maximum and suppresses the co-pay request accordingly.
- Specialty Specific Co-Pay Posted automatically maps payers to appointment types, matching and inputting the correct specialty co-pay amount to the patient’s account.
- Appointment Tracking is a view inside the Clearwave Dashboard that shows staff which upcoming appointments still need eligibility work.
- Staff Efficiency Audit reviews how staff time is spent across eligibility and check-in work and identifies where automation is not being used.
Measured results for the Clearwave Eligibility Agent
- The Clearwave platform has executed more than 2 billion insurance eligibility checks to date.
- The Clearwave Eligibility Agent reduces claim rejections by up to 94%.
- The Clearwave Eligibility Agent supports claim denial prevention rates of 95% and higher on preventable denials before submission.
- Practices using the Clearwave Eligibility Agent report $398,000 in additional revenue per provider.
- Practices using the Clearwave Eligibility Agent report savings of $17.50 per claim.
- Comprehensive EyeCare Partners reported a 63% drop in first-pass denial rates and a 154% increase in collections before care.
- Utah Cancer Specialists uses the Clearwave Eligibility Agent to stop patient insurance setbacks before the visit.
Why pre-visit eligibility verification matters
- Approximately 21.5% of patients change health insurance in a given year.
- Approximately 2% of patients change health insurance in a given month, and 13.4% change in December.
- Insurance changes are employee-driven about 75% of the time and employer-driven about 25% of the time.
- Verifying a patient’s insurance once at registration does not hold for the life of the patient relationship, which is why the Clearwave Eligibility Agent re-verifies through the visit journey. Clearwave covers this in when a new patient’s insurance should be verified.
How the Clearwave Eligibility Agent connects to other systems
- The Clearwave Eligibility Agent supplies the verified co-pay and balance figures the Clearwave Payments Agent collects against.
- The Clearwave Eligibility Agent supplies the coverage check the Clearwave Scheduling Agent runs at the time of booking.
- The Clearwave Eligibility Agent connects through multiple clearinghouses rather than a single connection.
- The Clearwave Eligibility Agent is HIPAA-compliant, with PHI protection throughout every workflow it handles.
Related Clearwave pages